EasiCredit

A truly instant process.

Here's how you can use and enjoy your card-related benefits immediately upon receiving your digital card:

  • Add your card into your mobile wallet (e.g. Apple Pay, Fitbit Pay, Google Pay®, Samsung Pay) to pay for in-store purchases.
  • Checkout using your card details for online and mobile app purchases*.
  • Use your card to pay for recurring bills (e.g. monthly utility bills and subscriptions).

*Excluding merchants that do not require CVV input.

OCBC INFINITY Cashback Card

OCBC INFINITY Cashback Card

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OCBC 365 Credit Card

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OCBC 90°N Visa Card

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OCBC 90°N Card

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OCBC 90°N Card

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OCBC Rewards Card

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OCBC VOYAGE Card

OCBC VOYAGE Card

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OCBC NXT Credit Card

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FRANK Credit Card

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OCBC Arts Credit Card

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    OCBC Platinum Credit Card

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      BEST-OCBC Credit Card

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        OCBC Great Eastern Cashflo Credit Card

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          Before you apply

          Important things to note

          FAQ

          Frequently Asked Questions

          Credit Bureau Singapore

          Please note that additional time may be needed to review your application as Credit Bureau of Singapore will be synchronising data from 5am to 6am daily and from 12am to 7am at the end of each month.

          Myinfo

          Myinfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.

          System Maintenance

          Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.

          Singapore Deposit Insurance Corporation

          Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

          Mobile Payments

          Apple Pay is a trademark of Apple Inc. Google Pay is a trademark of Google LLC. All other third party company, product, and service names mentioned herein are marks, trademarks, registered trademarks or service marks of the respective owners.

          Referral Consent

          By submitting this application, you agree that the Bank can disclose your credit card application status to third parties, including the OCBC Group employee who referred you to apply for this credit card.

          User details

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          Are you an OCBC cardmember?

          No, I'm new to OCBC1 

          Yes, I'm an existing OCBC cardmember2 

          1 I have not had an OCBC credit card in the last 6 months.
          2 I have/have had an OCBC credit card in the last 6 months.

          No, I'm new to OCBC1 

          Yes, I'm an existing OCBC cardmember2 

          1 I have not had an OCBC credit card in the last 6 months.
          2 I have/have had an OCBC credit card in the last 6 months.

          You are now applying for the OCBC VOYAGE Card

          An Annual Membership fee of S$492.50 (incl. GST) will be charged upon card approval and it is not waivable.

          To apply for the OCBC Premier, Premier Private Client or Bank of Singapore VOYAGE Card, please approach your Relationship Manager or get us to contact you.

          Do you want to include NTUC-OCBC Starter Account?

          Earn higher interest of up to 1% a year on your savings without any initial deposit or monthly service fee.

          Yes, include I just need a card

          Do you want to include Plus! Savings Account?

          Earn higher interest of up to 0.15% on your savings without any initial deposit or monthly service fee.


          Yes, include I just need a card

          Choose the card you want

          card
          OCBC 90°N Mastercard:
          Select 
          card
          OCBC 90°N Visa Card:
          Select 

          Choose a sign-up reward

          gift1-miles
          Up to 55,000 miles1
          (worth a return trip to Tokyo/Seoul)
          Choose this reward 
          gift2-samsonite
          [FULLY REDEEMED] Samsonite STEM Spinner 28" TRUNK1
          (worth S$650)

          1Eligibility is subject to all qualifying conditions.

          Select your card color


          card
          Select
          card
          Select

          OCBC 90°N Card

          card
          Apply now

          New OCBC Cardmembers

          • S$50 cash rebate upon approval
          • Additional 7,000 miles when you spend S$5,000 in the first 3 months

          Existing OCBC Cardmembers

          • Get 3,000 miles when you spend S$5,000 in the first 3 months
          OCBC 365 Credit Card

          Get the most out of your every day spending

          NEW Enjoy 2x more cashback of up to S$160 a month (S$1,920 per year)

          NEW Enjoy 3% cashback on pharmacy, streaming and EV charging

          Enjoy 5% cashback on all dining and food delivery

          Apply now Add card Remove
          card

          Eligibility

          Minimum age
          21 and above
          Annual income
          S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners

          Fees

          Principal Card
          S$196.20 (including GST), waived for the first two years
          Supplementary Card
          S$98.10 (including GST), waived for the first two years
          Interest rate
          27.78% per annum
          Late payment charge
          S$100
          Minimum spending required to have your Annual Service Fee automatically waived
          S$10,000, starting from the month in which your OCBC 365 Credit Card was issued
          Other fees and charges apply.
          To enjoy the above cashback, you need to spend a minimum of S$800 based on posted transactions in a calendar month. If you spend less than S$800, a flat 0.25% cashback is awarded.
          Cashback amount is capped at S$160 per calendar month.
          OCBC 90°N CARD

          Accelerated miles and rebates on your travel and everyday spend

          2.1 Miles per S$1 on foreign currency spend (Miles will be awarded as 90°N Miles in blocks of S$5 per transaction)

          1.3 Miles per S$1 on local spend

          Miles never expire

          Apply now Add card Remove
          OCBC 90°N CARD

          Eligibility

          Minimum age
          21 and above
          Annual income
          S$30,000 and above for Singaporeans and Singapore PRs
          S$45,000 and above for foreigners

          Fees

          Principal Card
          S$196.20 (including GST), waived for the first year
          Principal cardholders who pay the Annual Service Fee in 2024 will earn 10,000 bonus 90°N Miles.
          Supplementary Card
          S$98.10 (including GST), waived for the first year
          Interest rate
          27.78% per annum
          Late payment charge
          S$100
          Minimum spending required to have your Annual Service Fee automatically waived
          S$10,000
          Other fees and charges apply.
          OCBC Rewards Card

          More rewards on local and overseas shopping

          Earn 15 OCBC$ for every S$1 spent at selected popular retailers (new ones every three months!)

          Earn 10 OCBC$ (equivalent to a 2.78% cash rebate or 4 air miles) for every S$1 spent in certain retail categories – both online and in stores

          Exchange OCBC$ for cash rebates, air miles, vouchers, products or experiences

          Get a bonus 2% cash rebate when you purchase electronics at BEST Denki

          Apply now Add card Remove
          card

          Eligibility

          Minimum Age
          21 and above
          Annual Income
          S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners

          Fees

          Principal Card
          S$196.20 (including GST), waived for the first two years
          Supplementary Card
          S$98.10 (including GST), waived for the first two years
          Interest rate
          27.78% per annum
          Late payment charge
          S$100
          Minimum spending required to have your Annual Service Fee automatically waived
          S$10,000
          Other fees and charges apply.
          OCBC NXT Credit Card

          Split any payment, anywhere. On anything

          Interest-free auto-instalments

          Ease of split payments across 3 or 6 months

          Earn 1% cash rebates when your monthly bill is S$1,000 or more

          Apply now Add card Remove
          card

          Eligibility

          Minimum Age
          21 and above
          Annual Income
          S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners

          Fees

          Principal Card
          S$163.50 (including GST), waived for the first two years
          Supplementary Card
          S$81.75 (including GST), waived for the first two years
          Interest rate
          27.78% per annum
          Late payment charge
          S$100
          Minimum spending required to have your Annual Service Fee automatically waived
          S$10,000, starting from the month in which your OCBC NXT Credit Card was issued
          Other fees and charges apply.
          OCBC INFINITY CASHBACK CARD

          Earn cashback – to infinity – on everything you need, want and love

          BONUS 0.2% cashback for new-to-OCBC cardmembers

          1.6% in cashback all year round

          No minimum spending required or limit to the cashback you can earn

          Cashback credited automatically

          Apply now Add card Remove
          OCBC NXT Card

          Eligibility

          Minimum Age
          21 years old
          Annual Income
          S$30,000 and above for Singaporeans and Singapore PRs
          S$45,000 and above for foreigners

          Fees

          Principal Card
          S$196.20 (including GST), waived for the first year
          Supplementary Card
          S$98.10 (including GST), waived for the first year
          Interest rate
          27.78% per annum
          Late payment charge
          S$100
          Minimum spending required to have your Annual Service Fee automatically waived
          S$10,000, starting from the month in which your OCBC INFINITY Cashback Card was issued
          Other fees and charges apply.
          FRANK Credit Card

          Unlock your world: Earn cashback when you add to cart

          8% cashback on foreign currency transactions and online/contactless mobile transactions in SGD

          Extra 2% cashback at selected green merchants

          0.3% cashback on other eligible transactions

          Apply now Add card Remove
          card

          Eligibility

          Minimum Age
          21 and above
          Annual Income
          S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners

          Fees

          Principal Card
          S$196.20 (including GST), waived for the first two years
          Supplementary Card
          S$98.10 (including GST), waived for the first two years
          Interest rate
          27.78% per annum
          Late payment charge
          S$100
          Minimum spending required to have your Annual Service Fee automatically waived
          S$10,000
          Total monthly cashback is capped at S$100, with a minimum monthly spend of S$800.
          Other fees and charges apply.
          OCBC Plus! Visa Credit Card

          Save and be rewarded on daily expenses

          7% rebate at FairPrice stores, Unity and Warehouse Club

          3% rebate at FairPrice On

          Receive up to 20.3% fuel savings at Esso and up to 20% fuel savings at Caltex

          card

          Eligibility

          Minimum Age
          21 and above
          Annual Income
          S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners

          Fees

          Principal Card
          S$107 per annum (First 1 year free)
          Supplementary Card
          Free (up to 3 supplementary cards)
          Interest rate
          26.76% per annum
          Late payment charge
          S$100
          Minimum spending required to have your Annual Service Fee automatically waived
          S$2,500
          Other fees and charges apply.
          Terms and Conditions
          Plus! Visa Card is a banking product provided by Oversea-Chinese Banking Corporation Limited for Plus! U.
          Rebates are valid with a minimum monthly spend of S$500 anywhere outside of FairPrice, FairPrice On, Warehouse Club and Unity.
          NTUC Plus! Visa Credit Card

          Your card of choice at FairPrice and more

          Up to 12% rebate at FairPrice stores, Unity and Warehouse Club

          Up to 8% rebate at FairPrice On

          Receive up to 20.3% fuel savings at Esso and up to 20% fuel savings at Caltex

          card

          Eligibility

          Minimum Age
          21 and above
          Annual Income
          S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners

          Fees

          Principal Card
          Free (prevailing NTUC Membership fee applies)
          Supplementary Card
          Free (up to 3 supplementary cards)
          Interest rate
          26.76% per annum
          Late payment charge
          S$100
          Other fees and charges apply.
          Terms and Conditions
          Plus! Visa Card is a banking product provided by Oversea-Chinese Banking Corporation Limited for Plus! U.
          Rebates are valid with a minimum monthly spend of S$400 anywhere outside of FairPrice, FairPrice On, Warehouse Club and Unity.
          OCBC Arts Credit Card

          Discounts & priority bookings for the latest in the Arts scene

          Up to 20% off on show tickets

          15 OCBC$ per S$5 spent on SISTIC purchases*

          Priority bookings for selected shows

          *OCBC$ will be awarded for every S$5 spent on a per transaction basis. Find out more about OCBC$.

          *OCBC$ will be awarded for every S$5 spent on a per transaction basis. Find out more about OCBC$.

          Apply now Add card Remove
          card

          Eligibility

          Minimum Age
          21 and above
          Annual Income
          S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners

          Fees

          Principal Card
          S$163.50 (including GST), waived for the first two years
          Supplementary Card
          S$81.75 (including GST), waived for the first two years
          Interest rate
          27.78% per annum
          Late payment charge
          S$100
          Minimum spending required to have your Annual Service Fee automatically waived
          S$10,000
          Other fees and charges apply.
          OCBC Platinum Credit Card

          Enrichment courses, recreation and shopping for the family

          5 OCBC$ per S$5 spent*

          Travel deals from Expedia and more

          Dining deals for every occasion

          *OCBC$ will be awarded for every S$5 spent on a per transaction basis. Find out more about OCBC$.

          Apply now Add card Remove
          card

          Eligibility

          Minimum Age
          21 and above
          Annual Income
          S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners

          Fees

          Principal Card
          S$163.50 (including GST), waived for the first two years
          Supplementary Card
          S$81.75 (including GST), waived for the first two years
          Interest rate
          27.78% per annum
          Late payment charge
          S$100
          Minimum spending required to have your Annual Service Fee automatically waived
          S$10,000
          Other fees and charges apply.
          BEST-OCBC Credit Card

          Enjoy great savings on electronics & appliances

          3% cash rebates for in-store spend

          Up to 2.5% rebates annually

          Members-only sales and events

          Apply now Add card Remove
          card

          Eligibility

          Minimum Age
          21 and above
          Annual Income
          S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners

          Fees

          Principal Card
          S$163.50 (including GST), waived for the first two years
          Supplementary Card
          S$81.75 (including GST), waived for the first two years
          Interest rate
          27.78% per annum
          Late payment charge
          S$100
          Minimum spending required to have your Annual Service Fee automatically waived
          S$5,000
          Other fees and charges apply.
          OCBC Great Eastern Cashflo Credit Card

          Up to S$200 rebates plus split your payments at 0% interest

          0.3% cash rebate with monthly bill below S$1000

          1.2% cash rebate with monthly bill of S$1000 and above

          Apply now Add card Remove
          card

          Eligibility

          Minimum Age
          21 and above
          Annual Income
          S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners

          Fees

          Principal Card
          S$163.50 (including GST), waived for the first two years
          Supplementary Card
          S$81.75 (including GST), waived for the first two years
          Interest rate
          27.78% per annum
          Late payment charge
          S$100
          Minimum spending required to have your Annual Service Fee automatically waived
          S$5,000
          Rebates are capped at S$200 per month.
          Other fees and charges apply.
          OCBC 90°N Visa CARD

          Accelerated miles and rebates on your daily spend

          2.1 Miles per S$1 on foreign currency spend (Miles will be awarded as 90°N Miles in blocks of S$5 per transaction)

          1.3 Miles per S$1 on local spend

          Miles never expire

          Apply now Add card Remove
          rd

          Eligibility

          Minimum age
          21 and above
          Annual income
          S$30,000 and above for Singaporeans and Singapore PRs
          S$45,000 and above for foreigners

          Fees

          Principal Card
          S$196.20 a year (including GST), waived for the first year
          Supplementary Card
          S$98.10 (including GST), waived for the first year
          Interest rate
          27.78% per annum
          Late payment charge
          S$100
          Minimum spending required to have your Annual Service Fee automatically waived
          S$10,000
          Other fees and charges apply.
          OCBC 90°N Mastercard

          Accelerated miles and rebates on your travel and everyday spend

          2.1 Miles per S$1 on foreign currency spend (Miles will be awarded as 90°N Miles in blocks of S$5 per transaction)

          1.3 Miles per S$1 on local spend

          Miles never expire

          Apply now Add card Remove
          OCBC 90°N Visa Card

          Eligibility

          Minimum age
          21 and above
          Annual income
          S$30,000 and above for Singaporeans and Singapore PRs
          S$45,000 and above for foreigners

          Fees

          Principal Card
          S$196.20 a year (including GST), waived for the first year
          Supplementary Card
          S$98.10 (including GST), waived for the first year
          Interest rate
          27.78% per annum
          Late payment charge
          S$100
          Minimum spending required to have your Annual Service Fee automatically waived
          S$10,000
          Other fees and charges apply.
          OCBC VOYAGE CARD

          Go further with less limitations

          Earn 2.2 VOYAGE miles with every S$1 spent in foreign currency, 1.3 VOYAGE miles per S$1 on local spend*

          No expiry of miles

          Redeem flights on any airline, anytime, with no blackout dates

          * VOYAGE miles will be awarded for every S$5 spent on a per transaction basis. Find out more about VOYAGE miles.

          Apply now Add card Remove
          card

          Eligibility

          Minimum Age
          21 and above
          Annual Income
          S$120,000 and above
          • OCBC Premier VOYAGE Card is exclusive to OCBC Premier Banking customers only
          • OCBC Premier Private Client VOYAGE Card is exclusive to OCBC Premier Private Client customers only
          • Bank of Singapore VOYAGE Card is exclusive to Bank of Singapore clients only

          Fees

          Principal Card
          S$498.00 (including GST)
          You will earn 15,000 VOYAGE Miles each time you pay the Annual Service Fee
          Supplementary Card
          S$191.00 (including GST)
          Annual Service Fee for up to 2 supplementary cards is waived for the first year
          Interest rate
          27.78% per annum
          Late payment charge
          S$100
          Minimum spending required to have your Annual Service Fee automatically waived
          S$60,000
          Other fees and charges apply.

          Select a card to proceed

          icon_light_bulb_greyConfirmation

          Please be informed that you will be receiving an SMS and email from OCBC Bank 1 hour after the submission of your application.

          The SMS and email will contain an URL link that allows you to grant consent for OCBC Bank to proceed with your application.